JAMMU: To make women financially literate and ensuring financial inclusion in J&K state, J&K Grameen Bank organised twelve (12) digital financial literacy awareness programmes (dFLAPs) in a day.
Financial Inclusion and Insurance Department (FIID) under the chairmanship of Janak Raj Angural in collaboration with NABARD organised the dFLAPs in different unbanked villages of branch offices Shahdara, Ashtingo, Quilmuqam, Noorbagh, Purmandal, Kartholi, Swankha Morh, Sai, Dablehar, Dhargloon, Manjakote, Mankote and Jhulas.
J&K Grameen Bank has covered most of the districts of the state including Jammu, Samba, Baramulla, Bandipora and Rajouri to educate participants regarding the bank’s financial services and products, an official release read.
Sarpanch Shahdara, Mushtaq Ahmed Qureshi informed the gathering about developments in banking sector and the latest schemes and also praised the efforts of Head of the Department, Financial Inclusion & insurance Department, Vipan Gupta.
The participants were informed regarding various modes of getting cashless transactions from banks, various safeguards to be kept in mind in order to be aware and prevent cases of cheating/corruption while availing different banking facilities with special reference to use of ATM cards, Mobile Banking, etc. People were also educated about the Aadhaar Seeding and Mobile Seeding with their respective saving bank accounts, the release read.
Agriculture Officer Thanamandi, Amir Shawl at Shahdara appreciated the efforts of the bank towards social security schemes and applauded that the bank for making efforts to make the programme of social schemes a big success. He also stressed upon the PMSBY & PMJJBY death claims process. He stressed upon the need of using various applications of the bank for getting cashless transactions and also highlighted the importance of cashless transactions that shall not only save time of the customers, reduce their wait times in the bank but shall give boost to direct revenues of the government in the shape of tax collections utilised for development of villages. He stressed for availing benefits of bank schemes available on hassle-free manner, read the release.
Representatives of line departments like KVIB, Animal Husbandry, sarpanchs and panchs from all these areas also attended the programmes. Hundreds of people from all these areas were educated about the new banking trends and services provided by J&K Grameen Bank. They highlighted that the programme intends to enlighten the participants regarding digitisation by educating people about the benefits of digital banking and cash-less economy.
The participants in these camps hailed the initiative of the bank for conducting such camps in the far flung areas of the state.
Branch heads from Shahdara, Ashtingo, Quilmuqam, Noorbagh, Purmandal, Kartholi, Swankha Morh, Sai, Dablehar, Dhargloon, Manjakote, Mankote and Jhulas detailed the participants regarding the schemes of the bank. They enlightened people and students about new technologies available in the bank such as multiple uses of bank cheques, use of POS machine, RuPay Debit Card, KCC RuPay Debit Card, Net Banking, Mobile Banking services, IMPS, Aadhaar-based transactions, etc.
Car, Tractor, JLG and KCC loans of around Rs 60 lakh were also disbursed during these programmes. New Year calendars were also distributed among the people. Social security schemes including APY, PMJJBY, PMSBY were also highlighted, the release added.