JAMMU: Financial Inclusion and Insurance Department under the chairmanship of Janak Raj Angural in collaboration with NABARD organised digital financial literacy awareness programme at village Kharian, District Jammu under the Branch Office, Brij Nagar.
Ex-Senior Manager, J&K Grameen Bank, J P Nayyar, who was the chief guest on the occasion, educated people about developments in banking sector and about the latest schemes, an official handout read. The participants were informed regarding various modes of getting cashless transactions from banks, various safeguards to be kept in mind in order to be aware and to prevent cases of cheating/corruption while availing different banking facilities with special reference to use of ATM cards, Mobile Banking, etc. People were educated about the Aadhaar seeding and Mobile seeding with their respective saving bank accounts, read the handout.
Agriculture Officer, Surinder Kapahi, who was the guest of honour on the occasion, appreciated the efforts of the bank towards social security schemes and applauded that the bank was making extraordinary efforts to make the programme of social schemes a big success.
Branch Head Simbal More, J&K Grameen Bank, Rashpal Choudhary educated the people about the benefits of digital banking and cashless economy. He underlined the new technologies available in the bank such as multiple uses of bank cheques, use of POS machine, RuPay Debit Card, KCC RuPay Debit Card, Net Banking, Mobile Banking services, IMPS, Aadhaar-based transactions, etc.
He emphasised on adoption of social security schemes launched by GoI and further stressed upon the PMSBY and PMJJBY death claims process.
Branch Head Brij Nagar, J&K Grameen Bank, Mahmood Ahmed emphasised on various facilities of the bank. He described the problems faced by the general public due to the lack of awareness of the availability of simple digital and cashless transaction methods. He impressed upon the public to learn and to use these cashless modes of payment. He impressed upon the participants not to use any middle man from availing any benefit from the bank and approach the bank branch directly.
He also highlighted various lending schemes tailored by the bank for general public available on easy EMIs i.e., housing loan, transport loan, car loan, education loan, etc. where rate of interest charged by the bank is very competitive, the handout read further.
RuPay debit cards were also distributed to the customers. Car, tractor, JLG and KCC loans of Rs.15 lakh were also disbursed during the programme. He also stressed upon the social security schemes including APY, PMJJBY and PMSBY, it added