Srinagar: Financial Literacy Center, J&K Grameen Bank under the chairmanship of Janak Raj Anguralorganized Going Digital – financial literacy camp at village Chhurta, Tehsil Dansal under the Branch Office Kotli Jajjar.
The programme was intended to widespread the knowledge regarding various financial products and the recent technological innovations in banking sector.
Vipan Gupta, HOD, Financial Literacy Centre JKGB informed the masses about the benefits of social security schemes namely Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY). He told the gathering about the latest developments in PMJDY like the overdraft amount raised to Rupees Ten thousand and the age limit to open a PMJDY account is also increased to 65 years and there will be no condition for Overdraft up to Rupees Two thousand plus the accidental insurance cover for new Rupay card holders has been raised from Rs. 1 lakh to Rs. 2 lakh for the new PMJDY accounts opened after 28.08.2018.
Nisar Malik, Manager, Regional Office Jammu spoke at length about the ongoing J&K Grameen Bank Festival Bonanza – 2018 with a special offer of rebate in rate of interest and no processing charges on car, consumer durable goods & two wheeler loans.
Sakshi Sharma, Associate Executive IT and Vicky Kumar, FI&I Department enlightened the participants about new technologies available in the bank such as multiple uses of Bank cheques, use of POS Machine, RuPay Debit card, KCC RuPay Debit Card, Net Banking, Mobile Banking Services, Adhaar based transactions etc. The thrust was also given on various IT products like RuPay cards, SMS Alerts, NEFT/ RTGS and Immediate Payment services (IMPS).They also told them the merits and demerits of using such services and precautions to be taken care of while utilizing such facilities and advised people not to get trapped in fake calls, which is very common trend used by some fraudulent person’s active in the market.
Arsheed Bhat, BDP, Umeed told the participants about ongoing GOI Scheme NRLM and various other Self Help Groups.
Hardeep Singh , Jammu Head, Religare awared the gathering regarding various health insurance products of Religare offered to customers of J&K Grameen Bank.
Besides the gathering, the other dignitaries of the area including Sarpanchs and Panchs were also present during the event.