Bajaj Allianz General Insurance to cover 6 lakh families under AB – PMJAY in JK

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SRINAGAR: Bajaj Allianz General Insurance has received the ‘Letter of Award’ to implement Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana in the entire state of Jammu & Kashmir. The company will be providing health insurance to all 22 districts of the state covering over 6 lakh families in the state, which is approximately more than 30% of the total population. Bajaj Allianz General Insurance will be implementing this scheme in Jammu & Kashmir by end of this month. Under this scheme, there is no cap on family size and all members in the family would be covered for all pre-existing diseases, maternity, etc. from day one. Each beneficiary family will be provided with a cover of Rs 5 Lakh of Health Insurance covering secondary and tertiary care. The scheme is completely cashless for the beneficiary identified under the SECC data. In a statement issued here, MD & CEO, Bajaj Allianz General Insurance, Tapan Singhel, said, “We are operating in Jammu & Kashmir since 2002. We have been there for the people in their time of need and in the past paid claims of more than Rs 1,000 crore during natural calamities faced by the state. This scheme by the government gives us an opportunity to make difference in whatever way we can in the lives of people of J&K and it’s a matter of immense pride to be a part of this scheme.” This is the first time that any scheme at such a mass level will be implemented in the entire state of Jammu & Kashmir. It will empower the needy to get the treatment as per standard medical protocols and access not only public hospitals, but also private hospitals of the state. Another unique feature of the scheme is the portability benefit the beneficiaries get under the scheme; they are entitled to get treatment under any empanelled hospital PAN India, the statement read. “Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana is a game changer and will have a long term impact on the health insurance industry in India. Around 50% of the population across the country and almost all the hospitals shall be following the uniform practices set under this scheme, bringing in standardization in the entire delivery mechanism in the health insurance industry,” the statement added.