BANDIPORA: Micro Finance and Financial Inclusion Department in collaboration of Regional Office Bandipora on Thursday conducted ‘Gram Swaraj Abhiyan’, a GoI campaign, in the remote villages of Choukar and Ogumana under branch office – Wailu Kralpora and Ogumana under the chairmanship of Janak Raj Angural
Deputy Secretary DFS, A K Dogra, who was the chief guest on the occasion, made people aware about Gram Swaraj Abhiyan for covering the poor population in the villages of districts Baramulla and Kupwara. He advised all the braches falling in his region to “enroll more and more person under the social security schemes so that the poor and unreachable population may also get the benefits of these schemes”. He also advised the bank staff for-door-to-door banking under this campaign “so that everyone should get benefit”, an official handout read.
LDM Baramulla, Altaf Ahmed Wani reviewed Gram Swaraj Abhiyaan, an initiative for reaching out to the poor households, in villages of districts Baramulla and Kupwara. The programme focused on maximum enrolment of Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). He appreciated the efforts of the bank towards social security schemes and applauded that the bank is making extraordinary efforts to make the programme of social security schemes a big success. He educated participants about these schemes and requested them to enroll under these social security schemes, read the handout.
Senior Manager, Micro Finance and Financial Inclusion Department, J&K Grameen Bank, Vipan Gupta K reviewed the progress of Gram Swaraj Abhiyaan Phase 2 that started from 01 June 2018 to 15 August 2018 conducted in 187 villages of Regional Office Baramulla and Kupwara
He said that in 41 days the bank has enrolled 8194 applicants under social security schemes viz., PMJDY, PMJJBY, PMSBY and APY. “The ongoing campaign is in a mission mode and is aimed to promote social harmony, reach out to poor rural households, spreading awareness about government welfare schemes, enhance livelihood opportunities and re-emphasise national priorities including cleanliness and strengthening of Panchayati Raj institutions,” he said.
Gupta strictly advised all the branch heads of Baramulla and Kupwara region to open the accounts of unbanked population of backward areas of these given 187 villages under Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bhima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bhima Yojana (PMSBY). He advised all branches to attain 100% saturation under social security schemes in these 187 villages given by DFS, read the handout.
Regional Manager Bandipora, Altaf Hussain Sedique said “the programme mainly focuses on enrolling more and more individuals under these social security schemes viz., Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY).
Around 300 people attendant the camps and at least 250 enrolments were done during the programme. Technological innovations in banking industry including NEFT/RTGS, Online Banking, IMPS, SMS Banking, RuPay Card, Aadhaar Enabled Payment System and Direct Benefit Transfer, etc. to promote the digital banking and to move towards less-cash economy were also highlighted during the programme.
Branch Head Wailu Kralpora, Ghulam Mohi-Din Tantray and Branch Head Ogumana, Mushtaq Ahmed Wadoo also underlined the use of social security schemes i.e., PMJDY, PMJJBY & PMSBY. They educated people about various lending schemes tailored by the bank for general public available on easy EMIs i.e., Housing Loan, Transport Loan, Car Loan, Education Loan, etc., where rate of interest charged by the bank is very competitive, the handout read.
RuPay debit cards were also distributed to customers on the occasion.