Proposes mixed farming as an alternative to brick kilns
BUDGAM: Opting for mixed farming instead of brick kilns would prevent further deterioration of environment by reducing pollution and will have a positive impact on tourism as well, District Development Commissioner (DDC) Budgam, Mohammad Haroon on Wednesday said.
He said it was important to promote sheep and cattle rearing as a source of livelihood so state’s dependency on import of sheep for meat consumption would be reduced, an official statement read.
The shortfall due to the closure of brick kilns for construction purposes, if any, could be compensated by importing the same from other states and the displaced population could be encouraged to take up mixed farming, he added.
The DDC expressed these views while chairing the 61st District Level Review Committee (DLRC) meeting to review the progress made by line departments and banks for the half year of CFY (current fiscal year) as on September 2017 against the envisaged targets of Annual District Credit Plan of 2017-18.
Officers of the concerned departments, DDM NABARD, representatives from RBI, Cluster Head of JK Bank and district coordinators of various banks and BDOs operating in the district attended the meeting.
The meeting discussed in detail progress and achievements made by the banks in the implementation of various government-sponsored schemes like Kissan Credit Card, NULM (National Rural Livelihood Mission), Handloom Weavers MUDRA, and Artisan Credit Card, Stand up India and Housing for All.
Giving details about the performance of banks, as on 30th September 2017 operating in the district, Lead District Manager (LDM) appraised that the total deposits as on 30th September 2017 reached from Rs1784.71 crore (September 2016) to Rs 1972.97 crore, total advances as on 30th September 2017 reached from 1345.86 crores (September 2016) to Rs 1650.42 crore, while as CD (credit-deposit) Ratio is 83.65% against the 75.41% of September 2016 thereby reflecting a growth of 10.93% over the same and 23.65 over and above the RBI bench mark of 60% which was appreciated not only by the representative from RBI and NABARD but also the DDC (Chairman), the statement read). Under priority sector, the banks have disbursed Rs 352.44 crore against the target of Rs 582.79 crore and under non-priority sector Rs 195.13 crore has been disbursed against the target of Rs 187.24 crore. The growth although being up to mark and satisfactory, the DDC advised all the banks and line departments and BDOs to make an extra effort so that targets set are surpassed both in physical and financial terms by the credit coverage of artisans, farmers, traders, skilled and unskilled youth through MSME and other government schemes, it further read.
The convener of the meeting LDM Budgam Syed Shafat Hussain stressed on the need that banks and sponsoring agencies need to work in a well-coordinated atmosphere so that efficiency was brought in and masses were made aware about the advantages of various employment generation schemes.
The LDM asked for a feedback from BDOs with regard to any special and particular economic activity going around in their block so that a special thrust could be given to that by framing a banking product to revive the same.
The DDC Budgam urged the officers from banks and various line departments to “focus on new sponsored cases and ensure timely sanction and disbursal of credit”. He said, “The main objective of the exercise should be to generate employment and strict action should be taken against any cases of diversion of loans.”
He also urged the concerned to “present an analytical picture of data after reconciliation between various stakeholders so that tangible data of freshly sponsored cases is available and thereby allowing for better monitoring”, it added.